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Free Credit Card Application Centers: Deal or Scam?

from: Debbie L Boynton



A free credit card center can be seen anywhere. They're set up at local malls, trade centers, and community events. They're manned by salespeople who promote "something for nothing" in order to convince customers to sign up for their credit card. At first glance, these free credit card centers can seem like either a wonderful deal or a major scam. In reality, it is neither. You can take advantage of some excellent credit offers from these centers, but also be aware that you are applying for a credit loan, not free money.

A free credit card application center operates much like a regular credit card center. The salesperson explains the card's features and benefits offers an application. Unlike other credit card issuers, a free credit card application center will be more flexible with its money saving offers. Some centers waive annual fees, fees associated with printing the credit card, or offer lower annual percentage rates for qualified customers.

Just remember that no credit card comes without interest, unless you receive a promotional 0% annual percentage rate for a limited amount of time. When applying for a credit card, remember you are applying for a loan. In order to get the credit card that is right for you with the best promotional offer, always listen carefully to the credit card agent. Do not hesitate to ask questions about the credit account you are interested in opening. If there is more than one credit card issuer, inquire to as many agents as you can. Competition among the credit card issuers will guarantee the best offer for you. After choosing which credit card is best for you, be sure to look over the application, terms and conditions, privacy policy, and security features. Also, have the salesperson itemize the fees that could be charged to your account each month.

The credit card's benefits should outweigh any monthly fees, offer fraud protection, and flexible monthly payments. A free credit card application center can offer you promotional benefits for large purchases or home projects, but remember anything you put on a credit card will come due every month.




 

 

Chase Manhattan Credit Card Application News

Identity thief pleads guilty to stealing $500000 to buy Rolex watches ... - New York Daily News


Identity thief pleads guilty to stealing $500000 to buy Rolex watches ...
New York Daily News
... agency - and used them to gain access to bank and credit card accounts of his victims, many of them at Chase Bank, according to court documents. ...

and more »

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Foxy Brown's Brother Busted for Credit Card Scam - New York Press


New York Press

Foxy Brown's Brother Busted for Credit Card Scam
New York Press
It must run in the family; Foxy Brown's brother was indicted by a Manhattan grand jury today for a credit card scheme in which he stole $8000 from a Hermes ...

and more »

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Sorkin: Why Wall St. Is Deserting Obama - New York Times (blog)


Sorkin: Why Wall St. Is Deserting Obama
New York Times (blog)
In his letter to investors, he took issue with a number of Washington initiatives, including the Credit Card Act of 2009 and a proposed “enterprise tax” ...

and more »

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Capital One Banking Rates Under 3% - City News Post


City News Post

Capital One Banking Rates Under 3%
City News Post
Wells Fargo, Chase Manhattan and Citibank can do the same rate for you. If you currently hold a mortgage it may be a good time to refinance and lock in the ...

and more »

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Foxy Brown's Brother Busted For Using Forged Credit Card - AllHipHop


MTV.com

Foxy Brown's Brother Busted For Using Forged Credit Card
AllHipHop
... Gavin "Pretty Boy" Marchand was among the men arrested for allegedly using a stolen credit card to purchase designer clothes in Manhattan. ...
Brother of Foxy Brown Arrested For Credit Card FraudHip-Hop Wired
Foxy Brown's Brother Nabbed for Stolen Credit CardsThe BoomBox (blog)

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IN RE WINTERMUTE - Leagle.com


IN RE WINTERMUTE
Leagle.com
See, eg, Chase Manhattan Bank, USA, NA v. Giuffrida (In re Giuffrida), 302 BR 119, 123 (Bankr. EDNY 2003). The Court will discuss each element in turn as ...

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Media Complicity in Financial Crimes - The Epoch Times


Media Complicity in Financial Crimes
The Epoch Times
When I discovered that dodgy lenders and credit card companies pumped more than $3 billion into media advertising, which inflated the housing bubble between ...

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